Anybody that purchases a home is well aware of their closing date. This is the date that is agreed upon by the seller and buyer for when the final paperwork will be signed and the keys to the home handed over. However, there are things that can go wrong that will cause delays, potentially pushing your closing date and messing up your moving schedule. Here are some times to ensure that your mortgage is approved in time to meet your closing date.
Getting a house and having it to call your own can certainly help you be part of the American dream. If you think that you have reached the time in your life that you are finally ready and able to buy a home, then you may think that the first step you should take is looking at new houses. However, the first thing that you should actually be doing is getting pre-approved by a loan officer.
Those who have just been told that a spouse or significant other has been arrested are sure to feel unsettled and unsure of what they can or should do to help their loved one. Unless the detained party is to be released on their own recognizance (also known as an O.R. bond), one of the probable first actions will be to assist by arranging a bail bond that will allow the defendant to remain free until their court date.
A checking account is a convenient thing to have; with the right checking account, you can easily make debit card transactions rather than paying in cash. You can also have your paychecks direct-deposited into most checking accounts. And of course, your account will likely come with a set of checks to write, should you ever need to use them. Before you open up a checking account with any bank, however, there are a few questions worth asking.
As a service member or veteran, it's important to understand all of your available benefits. One benefit that can make home ownership a reality is the VA loan program. The VA loan program helps former and existing service members qualify for a mortgage. Here are just a few of the reasons you should use a VA mortgage to buy your home. 1. You Can Keep More Money in Your Bank Account